Commercial Banking Analyst

Commercial Banking Analyst

Job Purpose & Summary

The Commercial Banking Analyst contributes to DUCA’s Commercial Lending profitability and growth by assisting in the ongoing management of a diverse portfolio of mid-market business relationships. This position supports the Commercial Finance team in analysis, credit application write-up, portfolio management, and business development activities on a day-to-day basis.

Key Accountabilities & Duties

• Assist with assessment of financing proposals, due diligence, research and credit applications, and make recommendations that adhere to DUCA’s policies and risk guidelines.
• Coordinate with internal and external partners to facilitate the on-going management of credit facilities.
• Conduct credit reviews of existing Members and maintain annual reviews/renewals at or below targeted levels.
• Communicate with Commercial Lending clients on a day-to-day basis, responding to questions and inquiries regarding products, services and advice.
• Assist with portfolio management duties and other day-to-day duties.
• Research and analyze market segments. Monitor market conditions and trends to assess risk.

Occupational Experience & Education Requirements

• Bachelor’s degree in business/finance/economics. Master’s level degree or other related designations are considered an asset.
• 1-3 years’ experience in banking or related field considered an asset.
• Previous experience and/or understanding of financial statement analysis.
• Prior Construction lending experience preferred but not a requirement

Knowledge, Skills & Attributes

• Strong analytical skills required
• Highly proficient with the Microsoft Office suite of products, including Excel, Word, and Outlook.
• Strong attention to detail.
• Problem solving and issue resolution skills.
• Excellent written and verbal communication skills.
• Effective team player and ability to work well within a group setting.

Working Conditions

Regular office/hybrid working conditions.

Department: Commercial Finance 

Primary Location: Corporate Office 

Employment Status: Full-time 

Hours per Week: 38 

Job Grade Level: 6

About DUCA

DUCA exists to help people do more, be more and achieve more with their money and their lives. We’re driven by a co-operative philosophy that puts our Members (and Owners) at the centre of every decision we make, gives them a voice in how we’re run, and rewards them for their loyalty by sharing our profits.

At DUCA, we’re dedicated to creating a positive environment where our employees have growth and development opportunities, a healthy work/life balance, opportunities to give back to the community, and a focus on doing what is right for our Members. DUCA offers a competitive total compensation package including base salary, a short-term incentive (bonus) program, a comprehensive benefits program, pension plan, and employee banking benefits.

DUCA is committed to employment equity and encourages applications from all qualified candidates. Recruitment related accommodations will be provided upon request.

Qualified applicants are encouraged to submit their application. Applications must include both a resume and cover letter.

We thank all applicants but only those considered for an interview will be contacted.